Every tool your business
needs to thrive financially.
XTERWISE combines real-time accounting, smart invoicing, inventory management, e-commerce unification, and AI insights into one cohesive platform.
Built for businesses that take finances seriously.
Every feature is designed around how real business owners actually work — not how accountants wish they did.
Know your numbers before your accountant does.
Real-Time Financial Intelligence
Stop waiting for month-end reports. XTERWISE processes every transaction the moment it happens — giving you live P&L, cash flow statements, and balance sheets 24/7. Drill into any number, any time.
What's included
- Live profit & loss updated every 60 seconds
- Automated balance sheet reconciliation
- Cash flow forecasting up to 90 days ahead
- Multi-currency support with live FX rates
- Custom fiscal year and reporting periods
Get paid faster. Chase less.
Smart Invoice Automation
Create professional invoices in under 30 seconds. XTERWISE auto-calculates taxes, shipping, and discounts. Send via email or shareable link, track when clients open them, and accept payments directly — all without leaving the platform.
What's included
- Professional PDF invoices with your branding
- Automatic tax calculation by jurisdiction
- Email open & click tracking
- Recurring invoice schedules
- One-click payment links via Stripe
Never run out. Never overstock.
Inventory & Product Management
Track stock levels in real time across every warehouse and sales channel. Set reorder thresholds and XTERWISE alerts you before you run out. Monitor cost of goods, margin per SKU, and supplier lead times from one dashboard.
What's included
- Real-time stock across all channels & warehouses
- Automatic low-stock alerts with reorder suggestions
- COGS and margin tracking per SKU
- Supplier performance and lead time analytics
- Barcode scanning support
Five platforms. One dashboard.
E-Commerce Channel Unification
Connect Amazon, Shopify, eBay, Etsy, and Walmart in minutes. Every sale, return, refund, and platform fee flows into a single unified revenue view. No more spreadsheet gymnastics to understand which channel is actually profitable.
What's included
- Amazon, Shopify, eBay, Etsy & Walmart connected
- Automatic fee reconciliation per platform
- Return and refund tracking
- Channel-by-channel profitability breakdown
- Unified order management view
Your bank accounts, finally organized.
Bank & Card Integration
Connect checking accounts, savings, credit cards, and payment processors via Plaid — covering 12,000+ financial institutions. Transactions auto-categorize using AI and match against your invoices and purchase orders automatically.
What's included
- 12,000+ banks and credit unions via Plaid
- AI-powered transaction categorization
- Automatic invoice-to-payment matching
- Credit card spend tracking and limits
- ACH and wire transfer reconciliation
Your AI CFO, available 24/7.
XTERWISE AI Engine
The XTERWISE AI Engine analyzes your spending patterns, flags anomalies, forecasts cash flow shortfalls 30 days ahead, and delivers a personalized morning briefing every day. Ask it anything about your finances in plain English.
What's included
- Daily AI financial briefing delivered at 8 AM
- Cash flow shortfall prediction (30-day horizon)
- Anomaly detection for unusual transactions
- Natural language financial Q&A
- Actionable cost-reduction recommendations
How XTERWISE compares
See why businesses switch from legacy tools to XTERWISE.
| Capability | XTERWISE | QuickBooks | Spreadsheets |
|---|---|---|---|
| Real-time P&L | ✓ | ✗ | ✗ |
| E-commerce channel sync | ✓ | ✗ | ✗ |
| AI cash flow forecasting | ✓ | ✗ | ✗ |
| Inventory management | ✓ | ✓ | ✗ |
| Automated invoice matching | ✓ | ✓ | ✗ |
| Bank reconciliation | ✓ | ✓ | ✗ |
| Natural language Q&A | ✓ | ✗ | ✗ |
| Setup time < 10 minutes | ✓ | ✗ | ✓ |
Ready to see it in action?
Start your 14-day free trial. No credit card required. Full access to every feature.